Mortgage Calculator
Calculate your monthly repayments and total cost of your mortgage.
Calculate repayments →
How Much Can I Borrow?
Check your maximum mortgage borrowing based on your income.
Check affordability →
Stamp Duty Calculator
Calculate SDLT on your property purchase — for first-time buyers and BTL investors.
Calculate SDLT →
Mortgage Overpayment Calculator
See how much interest you can save by overpaying your mortgage.
Calculate savings →
BTL Rental Calculator
Calculate your Buy to Let investment returns — rental yield and cash flow.
Calculate yield →
Maximum BTL Loan Calculator
Check the maximum BTL mortgage amount based on rental income.
Calculate max loan →
Find a Solicitor
Find a trusted conveyancing solicitor for your property purchase.
Find a solicitor →
What are the typical costs of buying a property in the UK?
One-off costs
- • Stamp Duty (SDLT) — 0–12% of property value
- • Solicitor / legal fees — £800–£2,000
- • Property valuation — £300–£1,500
- • Homebuyer survey — £400–£1,500
- • Mortgage arrangement fee — £0–£2,000
Ongoing costs
- • Mortgage repayments — depends on amount and rate
- • Council Tax — £1,200–£3,500 per year
- • Buildings insurance — £150–£500 per year
- • Service charge (leasehold) — £500–£5,000 per year
- • Ground rent (leasehold) — £0–£500 per year