How Much Can I Borrow?

Check your indicative maximum mortgage borrowing

How does this work?

Most lenders offer 4–5× your gross annual income. The exact amount depends on your outgoings, credit history and chosen lender. Use the sliders below to see an indicative range.

Your income

£40,000

Annual gross income before tax

None

Leave at 0 for single applicant

4.5×

Typically 4–5× for most lenders

Results

Estimated borrowing capacity
£180,000
at 4.5× multiplier
Total gross income£40,000
Conservative estimate (4×)£160,000
Higher estimate (5×)£200,000
Check your affordability

Need an accurate quote?

This calculator gives indicative figures. Our advisers will calculate your exact options for free.

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